Facebook Pixel

Vehicle finance

  The Benefits of Vehicle Finance

There are multiple types of loans for purchasing a car or commercial vehicle.

The type of loan you choose will be determined by:

  • Whether you are purchasing as an individual or business
  • The term of the loan
  • Whether your account has advised for a specific loan type for applicable tax benefits
  • If you want to keep the vehicle at the end of the loan term 
  • The impacts of your repayments on cash flow

With over 48 different lenders available we have access to options to assist absolutely anyone. 

Common questions about vehicle finance

What is the maximum loan amount I can borrow?

This depends on the type of loan that you take out. We can assist all queries and enquiries by providing a pre-qualification guide so you know what your borrowing limits are as well as any ongoing fees and charges that will be applicable for your loan. This will ensure a smooth and easy process once you are ready to finalise the loan against your new vehicle.

We also assist clients with vehicle procurement services if required and no additional cost. As Alegra Financial Solutions have access to fleet network of vehicles we can negotiate directly with the car dealer to secure a wholesale price on the purchase of the vehicle saving our clients thousands of dollars and a lot of their time.

What if I want to pay out the loan early?

We all know that circumstances change extremely quickly in life and in business. We always endeavour to make sure you have flexible repayment options and a repayment frequency that suits your business needs.

By discussing where your business is at, we can set up finance options such as:

  • Fixed interest rates
  • Variable loan terms
  • Lower monthly fees
  • Direct debit options
  • Flexible repayments
  • A competitive interest rate
  • Minimum establishment fees
  • Ability to make a lump sum payment
  • A nominated balloon payment at the end of the term

All these things are considered when we look at how much you would like to borrow for your new car or commercial vehicle.

Your Next Step to Secure a Vehicle Loan

As with anything related to finance, your safest option is to have an appropriate discussion with a professional to make the whole process easier. We will work with you to discuss your individual circumstances and provide guidance on the options that are available. By understanding the eligibility criteria and differences between different loans, we can help make the correct decision.

Your new vehicle is just a phone call away.

Take the first step to secure your finance by phoning or emailing below

(08) 7084 1278