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Financing your summer adventures: Boats & jet skis

two baristas working in a cafe making coffee using kitchen equipment

Summer is nearly upon us, and for many Australians, that means spending more days by the water.  Whether it’s cruising on a boat, revving up a jet ski, or simply relaxing by the shore, there’s something about water that resonates with us. 

If you’re looking to make the most of our Aussie summer and dive into the world of leisurecraft, the good news is that financing your dream boat or jet ski is easier than you might think.

Financing Boats & Jet Skis Made Easy

Financing a boat or jet ski is more accessible than ever.  The process is straightforward, and with the right finance broker, you can hit the water in no time.

Here’s what you need to know:


1.  Income Verification

To start the financing process, you’ll typically need to provide your 2 most recent payslips as proof of your income.  This helps a lender to assess your ability to make the regular repayments.  For business owners with a long trading history and good credit rating, there’s also the option of a low doc loan, which simplifies the documentation requirements.


2.  New or Second-Hand

The choice between a brand new or second-hand leisurecraft comes down to your preferences, your budget, and what’s available on the market.  New watercraft come not only with the latest bells and whistles, but also with warranties.  Warranties offer you peace of mind in your new purchase, however second-hand options can be more budget friendly.  Whatever your choice, financing is easy for both – we just need to know the make, model, and year.

3.  Dealer Sale or Private Sale

You can find your dream boat or jet ski through various avenues, including dealerships, and private sales, with financing available and easy for either option.

Some dealerships will offer in-house financing or have partnerships with lending institutions.  While this may seem convenient, dealer financing usually won’t take into account your personal financial situation, and any preferences you may have around repayments.

This is where a broker like Alegra Financial Solutions is different.  We will work hard for you so that we find a financing arrangement with repayments that suit you, and your lifestyle.

wakeboard boat

4.  Quick turnaround

Generally speaking, financing leisurecraft is a fast process, provided that your income verification is straightforward. Once your loan is approved, the money is typically deposited directly into the seller’s account within 48 hours – meaning that the asset can be turned around within a few days.

At Alegra Financial Solutions, we work quickly to ensure that we can get you on the water as quickly as possible!


Ready to unlock the summer of fun?

As the Australian summer beckons, don’t let financing be a barrier to your hopes of owning a boat or jet ski. With accessible options and a streamlined process, you can make your dreams a reality. Whether you’re a seasoned water enthusiast or looking to dip your toes in for the first time – there’s no better time than now!

If you’ve got your eyes on a boat or jet ski, get in touch with Vince from Alegra Financial Solutions today to talk through financing options so we can get you out on the water:  https://alegrafinance.com.au/contact/